Kiwana Thomas is your Favorite, Financial Strategist. She is a God-fearing wife, mother of 4 (2 girls and 2 boys), a business owner, a Financial Strategist, and a member of the National Financial Educators Council. Helping others become financially successful is her deepest passion. Her core values are Faith, Family, Love, Empower, and Provision. You will quickly find that she has a passion to help serve others in the area of financial stewardship.
Her Financial Wisdom has helped give families real financial peace and confidence in the spending and saving of money. To date, her strategies have helped families pay off a combined total of $200,000 in debt, and save upwards of $10,000 or more a year. It is the biggest honor for her to show families how to become the CFO of their home. She teaches, coaches, encourages and holds families accountable to their own financial vision. She has been extremely successful with helping families plan for everything and turns their savings completely around.
Kiwana is a Certified Financial Education Instructor and Personal Finance Speaker certified through the National Financial Education Council. She has been in the financial industry for 18 years starting out as an Auditor for Marriott hotels. She is a graduate of the University of South Florida with a Bachelor of Science in Business Finance and Business Management. Before starting her business in 2012, she served at Enterprise Rent-A-Car as an accountant and a financial advisor at MetLife. Early in her business finance career, she found her passion to help families with the estate, financial, and retirement planning. With all of her accomplishments, her biggest accomplishment is her family.
Meet David, her husband, her two girls Kendyl and Kalesia, and her two sons Davian and DaKari. All of whom participate in some shape of form to the family business. Her daughter Kendyl help to direct and produce these videos as well as the ones for the Academy. While Kalesia does her best to keep the boys quiet. Her sons help out on the Meal Planning taste-testing to let everyone know that his dad has skills. This family business is a labor of true love. Kiwana's greatest accomplishment will always be my family.
David and Kiwana go LIVE in their S4I Family Group sharing their personal stories and how faith kept them going. They share who God is to them and how they overcame their financial hardships to encourage others to keep the faith in God.
As a speaker, Kiwana Thomas compels others to take control of their dreams and destinies. She ignites the vision that sometimes can lay dormant in others because of past failures. She discusses just how God's strategy brought them out of debt without a federal tax return, a surprise double in child support payment, and on only one income on a family of 4 in just 2 years. She discusses how another God-given strategy showed her how to pay off her $40,000 student loan debt with one check.
The fact that her family has been through so many financial situations keeps her humble, and helps her connect to other families without them experiencing any judgment. She tells families it may be a long road but Kiwana is there with you through every phone call and action that needs to be taken to help get you to your financial destination.
The Word when it says that you overcome by the blood of the Lamb and by the word of their testimony. (Rev 12:11)
Because our future depends on families getting their finances in order. Finances govern every decision you make from what you eat, to what you invest in. I believe that people do not start their dream or vision because of where they are financially. Kiwana shows families their personalized winning blueprint to get them on track to hitting their financial goals.
She mentions that when families start working on their blueprint, immediately they begin to see all the financial abundance that exists around them. The dark financial clouds listen when you direct your money where it needs to go.
Seeing so many families get out of debt, start businesses, purchase homes, go on vacation, or tell her the common response, "I no longer have to worry about money," is the reason behind helping families get set up for the increase.
Some of us have had to learn by trial and error when it comes to our finances and we all know that some mistakes are not easy to bounce back from. We did not always get it right financially, but we always knew where we wanted to be. So when God opened up our home to walk through our tough financial season, we went through and have not looked back. To this day we have helped families break paycheck cycles and achieve their financial goals.
When you have a gift or talent that is God sent, use it to serve others. I have the gift of breaking down finances in a way that everyone understands. With that, I have been given the patience and the humility to help others overcome the mindset of living paycheck to paycheck.
We have been through the wringer with our finances and God put us through what we now called the S4I Stewardship Academy. In 2010, we looked up and we were bleeding out money. All I could think was, How did I get here? I am a tither, I have a college degree in finances no less, but here I am, swimming in debt without a life raft. I would look at our daughter and think of myself as a failure because I couldn't take her on a vacation or give gifts without going into more debt.
Now one thing David and I never argued over was finances. We gave each other room to vent, breathe and hear each other's dreams because dreaming was free right. We were not able to save anything at this time. We would use credit cards for gas and food because we could only afford the minimum credit card payment every month. We were at a place where we couldn't see the bright road ahead.
So I prayed to God in tears and told God that enough was enough and that we had to do something to get in a better place. The next day I sat at my computer and started to put together a debt repayment program in Excel that showed us a 5-year payoff plan using our tax returns to pay off our debt. The strategy that God gave us was working and we were staying inside the budget until we were ordered double in child support payments and our tax returns were taken away to cover back payments.
After crying out to God again, he began to show us our ram in the bush and that allowed us to stay the course that he had put in place. We have to make a conscious decision that our financial peace and freedom mattered more than what everyone else thought. Well, by following this strategy what was supposed to take five years, God turned our whole financial situation around and we became debt-free in two years. We became addicted to paying off our debt and when we saw it was working, all of our financial confidence came back. Our credit scores started to rebound and we couldn't help but feel FREE.
During our two years on our financial journey, we were able to tackle our debt and living expenses on only one income and no federal tax refund check. Also during this process, my husband's credit score went from 300 to 676 in the first 6 months. Not only did God show us how to become debt-free, but we also continue to live that way. During this time we tithed when we were upside down, and what we thought was a setback was a complete set up for God to show us a new way of living financially free.
To date, we no longer pay interest on our credit cards, we both keep EXCELLENT credit scores that sit comfortably in the mid-800s. Absolutely no one runs our credit without us asking the "right" questions. We can save our entire tax return for investing or family activities. We are still faithful to this strategy because it keeps us sleeping peacefully at night; free from worry or unpaid bills. By managing our finances the correct way our wallet is no longer open to the vulnerability of others. The financial fence we have around our home keeps predators at bay and helps us to live a life of true financial abundance.
I am truly thankful to God for our testimony and I knew at this time God was calling us to help others by way of our testimony and strategies. So to be obedient to what God had done in our life, I made a promise to show others and we have done that since 2012. I believe that we had to go through this program first before we could help others, so we could connect with others no matter where they start.
The day we said YES to opening our business, then called Thomas Learning Ctr., and help other families become debt-free God's way.